See the notice on TED website
1. Buyer
1.1.
Buyer
Official name: Etelä-Karjalan hyvinvointialue
Legal type of the buyer: Regional authority
Activity of the contracting authority: General public services
2. Procedure
2.1.
Procedure
Title: Etelä-Karjalan hyvinvointialueen vahinkovakuutusten kilpailutus
Description: Kori 1 Henkilövakuutukset
Procedure identifier: 2628050c-b7c1-475b-8e6a-1a24d77b645a
Internal identifier: A6 2026
Type of procedure: Open
The procedure is accelerated: no
2.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66000000 Financial and insurance services
2.1.2.
Place of performance
Country: Finland
Anywhere in the given country
2.1.4.
General information
Legal basis:
Directive 2014/24/EU
2.1.5.
Terms of procurement
Terms of submission:
Maximum number of lots for which one tenderer can submit tenders: 4
Terms of contract:
Maximum number of lots for which contracts can be awarded to one tenderer: 4
2.1.6.
Grounds for exclusion
Sources of grounds for exclusion: European Single Procurement Document (ESPD)
5. Lot
5.1.
Lot: LOT-0001
Title: Kori 1 Henkilövakuutukset
Description: Kori 1 Henkilövakuutukset
Internal identifier: 2026-040093-LOT-0001
5.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66000000 Financial and insurance services
5.1.2.
Place of performance
Country: Finland
Anywhere in the given country
5.1.3.
Estimated duration
Other duration: Unlimited
5.1.6.
General information
Reserved participation:
Participation is not reserved.
Procurement Project not financed with EU Funds.
The procurement is covered by the Government Procurement Agreement (GPA): no
This procurement is also suitable for small and medium-sized enterprises (SMEs): no
5.1.9.
Selection criteria
Sources of selection criteria: Procurement Document
5.1.10.
Award criteria
Criterion:
Type: Price
Description: Tarjousten vertailun perusteella hankintayksikkö valitsee kokonaistaloudellisesti edullisimman tarjouksen. Hankittavien vakuutusten sisältö on tarjouspyynnössä määritelty. Laatunäkökulma on siten huomioitu jo tarjouspyynnön määrittelyissä ja kokonaistaloudellisesti edullisin tarjous valitaan halvimman hinnan perusteella.
5.1.11.
Procurement documents
5.1.12.
Terms of procurement
Terms of submission:
Electronic submission: Required
Languages in which tenders or requests to participate may be submitted: Finnish
Electronic catalogue: Not allowed
Deadline for receipt of tenders: 29/06/2026 14:00:00 (UTC+03:00) Eastern European Summer Time, İstanbul, Mayotte
Duration during which the tender must remain valid: 6 Months
Terms of contract:
The execution of the contract must be performed within the framework of sheltered employment programmes: No
Electronic invoicing: Required
Electronic ordering will be used: no
Electronic payment will be used: yes
5.1.15.
Techniques
Framework agreement:
No framework agreement
Information about the dynamic purchasing system:
No dynamic purchase system
5.1.16.
Further information, mediation and review
Review organisation: Markkinaoikeus
Organisation providing additional information about the procurement procedure: Etelä-Karjalan hyvinvointialue
Organisation providing more information on the review procedures: Etelä-Karjalan hyvinvointialue
Organisation receiving requests to participate: Etelä-Karjalan hyvinvointialue
Organisation processing tenders: Etelä-Karjalan hyvinvointialue
5.1.
Lot: LOT-0002
Title: Kori 2 Ajoneuvovakuutukset
Description: Kori 2 Ajoneuvovakuutukset
Internal identifier: 2026-040093-LOT-0002
5.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66000000 Financial and insurance services
5.1.2.
Place of performance
Country: Finland
Anywhere in the given country
5.1.3.
Estimated duration
Other duration: Unlimited
5.1.6.
General information
Reserved participation:
Participation is not reserved.
Procurement Project not financed with EU Funds.
The procurement is covered by the Government Procurement Agreement (GPA): no
This procurement is also suitable for small and medium-sized enterprises (SMEs): no
5.1.9.
Selection criteria
Sources of selection criteria: Procurement Document
5.1.10.
Award criteria
Criterion:
Type: Price
Description: Tarjousten vertailun perusteella hankintayksikkö valitsee kokonaistaloudellisesti edullisimman tarjouksen. Hankittavien vakuutusten sisältö on tarjouspyynnössä määritelty. Laatunäkökulma on siten huomioitu jo tarjouspyynnön määrittelyissä ja kokonaistaloudellisesti edullisin tarjous valitaan halvimman hinnan perusteella.
5.1.11.
Procurement documents
5.1.12.
Terms of procurement
Terms of submission:
Electronic submission: Required
Languages in which tenders or requests to participate may be submitted: Finnish
Electronic catalogue: Not allowed
Deadline for receipt of tenders: 29/06/2026 14:00:00 (UTC+03:00) Eastern European Summer Time, İstanbul, Mayotte
Duration during which the tender must remain valid: 6 Months
Terms of contract:
The execution of the contract must be performed within the framework of sheltered employment programmes: No
Electronic invoicing: Required
Electronic ordering will be used: no
Electronic payment will be used: yes
5.1.15.
Techniques
Framework agreement:
No framework agreement
Information about the dynamic purchasing system:
No dynamic purchase system
5.1.16.
Further information, mediation and review
Review organisation: Markkinaoikeus
Organisation providing additional information about the procurement procedure: Etelä-Karjalan hyvinvointialue
Organisation providing more information on the review procedures: Etelä-Karjalan hyvinvointialue
Organisation receiving requests to participate: Etelä-Karjalan hyvinvointialue
Organisation processing tenders: Etelä-Karjalan hyvinvointialue
5.1.
Lot: LOT-0003
Title: Kori 3 Vene-ja alusvakuutukset
Description: Kori 3 Vene-ja alusvakuutukset
Internal identifier: 2026-040093-LOT-0003
5.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66000000 Financial and insurance services
5.1.2.
Place of performance
Country: Finland
Anywhere in the given country
5.1.3.
Estimated duration
Other duration: Unlimited
5.1.6.
General information
Reserved participation:
Participation is not reserved.
Procurement Project not financed with EU Funds.
The procurement is covered by the Government Procurement Agreement (GPA): no
This procurement is also suitable for small and medium-sized enterprises (SMEs): no
5.1.9.
Selection criteria
Sources of selection criteria: Procurement Document
5.1.10.
Award criteria
Criterion:
Type: Price
Description: Tarjousten vertailun perusteella hankintayksikkö valitsee kokonaistaloudellisesti edullisimman tarjouksen. Hankittavien vakuutusten sisältö on tarjouspyynnössä määritelty. Laatunäkökulma on siten huomioitu jo tarjouspyynnön määrittelyissä ja kokonaistaloudellisesti edullisin tarjous valitaan halvimman hinnan perusteella.
5.1.11.
Procurement documents
5.1.12.
Terms of procurement
Terms of submission:
Electronic submission: Required
Languages in which tenders or requests to participate may be submitted: Finnish
Electronic catalogue: Not allowed
Deadline for receipt of tenders: 29/06/2026 14:00:00 (UTC+03:00) Eastern European Summer Time, İstanbul, Mayotte
Duration during which the tender must remain valid: 6 Months
Terms of contract:
The execution of the contract must be performed within the framework of sheltered employment programmes: No
Electronic invoicing: Required
Electronic ordering will be used: no
Electronic payment will be used: yes
5.1.15.
Techniques
Framework agreement:
No framework agreement
Information about the dynamic purchasing system:
No dynamic purchase system
5.1.16.
Further information, mediation and review
Review organisation: Markkinaoikeus
Organisation providing additional information about the procurement procedure: Etelä-Karjalan hyvinvointialue
Organisation providing more information on the review procedures: Etelä-Karjalan hyvinvointialue
Organisation receiving requests to participate: Etelä-Karjalan hyvinvointialue
Organisation processing tenders: Etelä-Karjalan hyvinvointialue
5.1.
Lot: LOT-0004
Title: KORI 4: Muut vakuutuslajit
Description: KORI 4: Muut vakuutuslajit ja optiona pyydettävät vakuutuslajit : rikosvakuutus , etätyövakuutus ja huoneistoturvavakuutus.
Internal identifier: 2026-040093-LOT-0004
5.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66000000 Financial and insurance services
5.1.2.
Place of performance
Country: Finland
Anywhere in the given country
5.1.3.
Estimated duration
Other duration: Unlimited
5.1.6.
General information
Reserved participation:
Participation is not reserved.
Procurement Project not financed with EU Funds.
The procurement is covered by the Government Procurement Agreement (GPA): no
This procurement is also suitable for small and medium-sized enterprises (SMEs): no
5.1.9.
Selection criteria
Sources of selection criteria: Procurement Document
5.1.10.
Award criteria
Criterion:
Type: Price
Description: Tarjousten vertailun perusteella hankintayksikkö valitsee kokonaistaloudellisesti edullisimman tarjouksen. Hankittavien vakuutusten sisältö on tarjouspyynnössä määritelty. Laatunäkökulma on siten huomioitu jo tarjouspyynnön määrittelyissä ja kokonaistaloudellisesti edullisin tarjous valitaan halvimman hinnan perusteella.
5.1.11.
Procurement documents
5.1.12.
Terms of procurement
Terms of submission:
Electronic submission: Required
Languages in which tenders or requests to participate may be submitted: Finnish
Electronic catalogue: Not allowed
Deadline for receipt of tenders: 29/06/2026 14:00:00 (UTC+03:00) Eastern European Summer Time, İstanbul, Mayotte
Duration during which the tender must remain valid: 6 Months
Terms of contract:
The execution of the contract must be performed within the framework of sheltered employment programmes: No
Electronic invoicing: Required
Electronic ordering will be used: no
Electronic payment will be used: yes
5.1.15.
Techniques
Framework agreement:
No framework agreement
Information about the dynamic purchasing system:
No dynamic purchase system
5.1.16.
Further information, mediation and review
Review organisation: Markkinaoikeus
Organisation providing additional information about the procurement procedure: Etelä-Karjalan hyvinvointialue
Organisation providing more information on the review procedures: Etelä-Karjalan hyvinvointialue
Organisation receiving requests to participate: Etelä-Karjalan hyvinvointialue
Organisation processing tenders: Etelä-Karjalan hyvinvointialue
8. Organisations
8.1.
ORG-0001
Official name: Etelä-Karjalan hyvinvointialue
Registration number: 3221313-1
Postal address: Valto Käkelän katu 3
Town: LAPPEENRANTA
Postcode: 53130
Country subdivision (NUTS): Etelä-Karjala (FI1C5)
Country: Finland
Contact point: Ekhva hankinnat
Telephone: +358 401631223
Other contact points:
Contact point: Söderberg & Partners Oy
Telephone: +358 50 337 2555
Roles of this organisation:
Buyer
Organisation providing additional information about the procurement procedure
Organisation receiving requests to participate
Organisation processing tenders
Organisation providing more information on the review procedures
8.1.
ORG-0002
Official name: Hansel Oy (Hilma)
Registration number: FI09880841
Postal address: Mannerheiminaukio 1 A
Town: Helsinki
Postcode: 00100
Country subdivision (NUTS): Helsinki-Uusimaa (FI1B1)
Country: Finland
Telephone: +358 295563630
Roles of this organisation:
TED eSender
8.1.
ORG-0003
Official name: Markkinaoikeus
Registration number: FI30061576
Postal address: Radanrakentajantie 5
Town: Helsinki
Postcode: 00520
Country subdivision (NUTS): Helsinki-Uusimaa (FI1B1)
Country: Finland
Telephone: +358 295643300
Roles of this organisation:
Review organisation
Notice information
Notice identifier/version: b51c8d06-17ef-438c-b1b7-6e4ffd6e80a2 - 01
Form type: Competition
Notice type: Contract or concession notice – standard regime
Notice subtype: 16
Notice dispatch date: 13/05/2026 07:53:47 (UTC+03:00) Eastern European Summer Time, İstanbul, Mayotte
Languages in which this notice is officially available: Finnish
Notice publication number: 330872-2026
OJ S issue number: 93/2026
Publication date: 15/05/2026