1. Buyer
1.1.
Buyer
Official name: CEM Ambiente S.p.A.
Legal type of the buyer: Public undertaking
Activity of the contracting authority: Environmental protection
2. Procedure
2.1.
Procedure
Title: PROCEDURA APERTA PER AFFIDAMENTO DEI SERVIZI ASSICURATIVI
Description: PROCEDURA APERTA PER AFFIDAMENTO DEI SERVIZI ASSICURATIVI
Procedure identifier: 1c119bd2-c37f-47d0-bbb5-d89ff17c612d
Type of procedure: Open
The procedure is accelerated: no
2.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66510000 Insurance services
2.1.2.
Place of performance
Town: CAVENAGO DI BRIANZA (MB)
Country subdivision (NUTS): Monza e della Brianza (ITC4D)
Country: Italy
2.1.3.
Value
Estimated value excluding VAT: 7 020 000,00 EUR
2.1.4.
General information
Legal basis:
Directive 2014/24/EU
2.1.5.
Terms of procurement
Terms of submission:
Maximum number of lots for which one tenderer can submit tenders: 9
Terms of contract:
Maximum number of lots for which contracts can be awarded to one tenderer: 9
2.1.6.
Grounds for exclusion
Sources of grounds for exclusion: European Single Procurement Document (ESPD)
5. Lot
5.1.
Lot: LOT-0001
Title: ALL RISK PROPERTY
Description: ALL RISK PROPERTY
5.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66510000 Insurance services
5.1.2.
Place of performance
Country subdivision (NUTS): Monza e della Brianza (ITC4D)
Country: Italy
5.1.3.
Estimated duration
Start date: 01/01/2027
Duration end date: 31/12/2029
5.1.4.
Renewal
Maximum renewals: 1
Other information about renewals: RINNOVO TRIENNALE
5.1.5.
Value
Estimated value excluding VAT: 1 820 000,00 EUR
5.1.6.
General information
Reserved participation:
Participation is not reserved.
Procurement Project not financed with EU Funds.
The procurement is covered by the Government Procurement Agreement (GPA): no
5.1.9.
Selection criteria
Sources of selection criteria: European Single Procurement Document (ESPD)
5.1.10.
Award criteria
Criterion:
Type: Quality
Description: OFFERTA TECNICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 70
Criterion:
Type: Price
Description: OFFERTA ECONOMICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 30
5.1.11.
Procurement documents
5.1.12.
Terms of procurement
Terms of submission:
Electronic submission: Allowed
Languages in which tenders or requests to participate may be submitted: Italian
Electronic catalogue: Allowed
Variants: Allowed
Deadline for receipt of tenders: 16/11/2026 12:00:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Duration during which the tender must remain valid: 180 Days
Information about public opening:
Opening date: 16/11/2026 14:30:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Terms of contract:
The execution of the contract must be performed within the framework of sheltered employment programmes: No
Electronic invoicing: Required
Electronic ordering will be used: no
Electronic payment will be used: yes
Financial arrangement: Vedi documentazione di gara
5.1.15.
Techniques
Framework agreement:
No framework agreement
Information about the dynamic purchasing system:
No dynamic purchase system
5.1.16.
Further information, mediation and review
Review organisation: CEM Ambiente S.p.A.
Information about review deadlines: .
Organisation providing additional information about the procurement procedure: CEM Ambiente S.p.A.
Organisation providing more information on the review procedures: CEM Ambiente S.p.A.
Organisation receiving requests to participate: CEM Ambiente S.p.A.
5.1.
Lot: LOT-0002
Title: RESPONSABILITA CIVILE VERSO TERZI E VERSO PRESTATORI DI LAVORO
Description: RESPONSABILITA CIVILE VERSO TERZI E VERSO PRESTATORI DI LAVORO
5.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66510000 Insurance services
5.1.2.
Place of performance
Country subdivision (NUTS): Monza e della Brianza (ITC4D)
Country: Italy
5.1.3.
Estimated duration
Start date: 01/01/2027
Duration end date: 31/12/2029
5.1.4.
Renewal
Maximum renewals: 1
Other information about renewals: RINNOVO TRIENNALE
5.1.5.
Value
Estimated value excluding VAT: 195 000,00 EUR
5.1.6.
General information
Reserved participation:
Participation is not reserved.
Procurement Project not financed with EU Funds.
The procurement is covered by the Government Procurement Agreement (GPA): no
5.1.9.
Selection criteria
Sources of selection criteria: European Single Procurement Document (ESPD)
5.1.10.
Award criteria
Criterion:
Type: Quality
Description: OFFERTA TECNICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 70
Criterion:
Type: Price
Description: OFFERTA ECONOMICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 30
5.1.11.
Procurement documents
5.1.12.
Terms of procurement
Terms of submission:
Electronic submission: Allowed
Languages in which tenders or requests to participate may be submitted: Italian
Electronic catalogue: Allowed
Variants: Allowed
Deadline for receipt of tenders: 16/11/2026 12:00:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Duration during which the tender must remain valid: 180 Days
Information about public opening:
Opening date: 16/11/2026 14:30:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Terms of contract:
The execution of the contract must be performed within the framework of sheltered employment programmes: No
Electronic invoicing: Required
Electronic ordering will be used: no
Electronic payment will be used: yes
Financial arrangement: Vedi documentazione di gara
5.1.15.
Techniques
Framework agreement:
No framework agreement
Information about the dynamic purchasing system:
No dynamic purchase system
5.1.16.
Further information, mediation and review
Review organisation: CEM Ambiente S.p.A.
Information about review deadlines: .
Organisation providing additional information about the procurement procedure: CEM Ambiente S.p.A.
Organisation providing more information on the review procedures: CEM Ambiente S.p.A.
Organisation receiving requests to participate: CEM Ambiente S.p.A.
5.1.
Lot: LOT-0003
Title: INFORTUNI CUMULATIVA
Description: INFORTUNI CUMULATIVA
5.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66510000 Insurance services
5.1.2.
Place of performance
Country subdivision (NUTS): Monza e della Brianza (ITC4D)
Country: Italy
5.1.3.
Estimated duration
Start date: 01/01/2027
Duration end date: 31/12/2029
5.1.4.
Renewal
Maximum renewals: 1
Other information about renewals: RINNOVO TRIENNALE
5.1.5.
Value
Estimated value excluding VAT: 19 500,00 EUR
5.1.6.
General information
Reserved participation:
Participation is not reserved.
Procurement Project not financed with EU Funds.
The procurement is covered by the Government Procurement Agreement (GPA): no
5.1.9.
Selection criteria
Sources of selection criteria: European Single Procurement Document (ESPD)
5.1.10.
Award criteria
Criterion:
Type: Quality
Description: OFFERTA TECNICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 70
Criterion:
Type: Price
Description: OFFERTA ECONOMICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 30
5.1.11.
Procurement documents
5.1.12.
Terms of procurement
Terms of submission:
Electronic submission: Allowed
Languages in which tenders or requests to participate may be submitted: Italian
Electronic catalogue: Allowed
Variants: Allowed
Deadline for receipt of tenders: 16/11/2026 12:00:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Duration during which the tender must remain valid: 180 Days
Information about public opening:
Opening date: 16/11/2026 14:30:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Terms of contract:
The execution of the contract must be performed within the framework of sheltered employment programmes: No
Electronic invoicing: Required
Electronic ordering will be used: no
Electronic payment will be used: yes
Financial arrangement: Vedi documentazione di gara
5.1.15.
Techniques
Framework agreement:
No framework agreement
Information about the dynamic purchasing system:
No dynamic purchase system
5.1.16.
Further information, mediation and review
Review organisation: CEM Ambiente S.p.A.
Information about review deadlines: .
Organisation providing additional information about the procurement procedure: CEM Ambiente S.p.A.
Organisation providing more information on the review procedures: CEM Ambiente S.p.A.
Organisation receiving requests to participate: CEM Ambiente S.p.A.
5.1.
Lot: LOT-0004
Title: RCA/ARD LIBRO MATRICOLA
Description: RCA/ARD LIBRO MATRICOLA
5.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66510000 Insurance services
5.1.2.
Place of performance
Country subdivision (NUTS): Monza e della Brianza (ITC4D)
Country: Italy
5.1.3.
Estimated duration
Start date: 01/01/2027
Duration end date: 31/12/2029
5.1.4.
Renewal
Maximum renewals: 1
Other information about renewals: RINNOVO TRIENNALE
5.1.5.
Value
Estimated value excluding VAT: 4 290 000,00 EUR
5.1.6.
General information
Reserved participation:
Participation is not reserved.
Procurement Project not financed with EU Funds.
The procurement is covered by the Government Procurement Agreement (GPA): no
5.1.9.
Selection criteria
Sources of selection criteria: European Single Procurement Document (ESPD)
5.1.10.
Award criteria
Criterion:
Type: Quality
Description: OFFERTA TECNICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 70
Criterion:
Type: Price
Description: OFFERTA ECONOMICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 30
5.1.11.
Procurement documents
5.1.12.
Terms of procurement
Terms of submission:
Electronic submission: Allowed
Languages in which tenders or requests to participate may be submitted: Italian
Electronic catalogue: Allowed
Variants: Allowed
Deadline for receipt of tenders: 16/11/2026 12:00:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Duration during which the tender must remain valid: 180 Days
Information about public opening:
Opening date: 16/11/2026 14:30:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Terms of contract:
The execution of the contract must be performed within the framework of sheltered employment programmes: No
Electronic invoicing: Required
Electronic ordering will be used: no
Electronic payment will be used: yes
Financial arrangement: Vedi documentazione di gara
5.1.15.
Techniques
Framework agreement:
No framework agreement
Information about the dynamic purchasing system:
No dynamic purchase system
5.1.16.
Further information, mediation and review
Review organisation: CEM Ambiente S.p.A.
Information about review deadlines: .
Organisation providing additional information about the procurement procedure: CEM Ambiente S.p.A.
Organisation providing more information on the review procedures: CEM Ambiente S.p.A.
Organisation receiving requests to participate: CEM Ambiente S.p.A.
5.1.
Lot: LOT-0005
Title: DANNI ACCIDENTALI AI VEICOLI (KASKO)
Description: DANNI ACCIDENTALI AI VEICOLI (KASKO)
5.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66510000 Insurance services
5.1.2.
Place of performance
Country subdivision (NUTS): Monza e della Brianza (ITC4D)
Country: Italy
5.1.3.
Estimated duration
Start date: 01/01/2027
Duration end date: 31/12/2029
5.1.4.
Renewal
Maximum renewals: 1
Other information about renewals: RINNOVO TRIENNALE
5.1.5.
Value
Estimated value excluding VAT: 13 000,00 EUR
5.1.6.
General information
Reserved participation:
Participation is not reserved.
Procurement Project not financed with EU Funds.
The procurement is covered by the Government Procurement Agreement (GPA): no
5.1.9.
Selection criteria
Sources of selection criteria: European Single Procurement Document (ESPD)
5.1.10.
Award criteria
Criterion:
Type: Quality
Description: OFFERTA TECNICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 70
Criterion:
Type: Price
Description: OFFERTA ECONOMICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 30
5.1.11.
Procurement documents
5.1.12.
Terms of procurement
Terms of submission:
Electronic submission: Allowed
Languages in which tenders or requests to participate may be submitted: Italian
Electronic catalogue: Allowed
Variants: Allowed
Deadline for receipt of tenders: 16/11/2026 12:00:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Duration during which the tender must remain valid: 180 Days
Information about public opening:
Opening date: 16/11/2026 14:30:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Terms of contract:
The execution of the contract must be performed within the framework of sheltered employment programmes: No
Electronic invoicing: Required
Electronic ordering will be used: no
Electronic payment will be used: yes
Financial arrangement: Vedi documentazione di gara
5.1.15.
Techniques
Framework agreement:
No framework agreement
Information about the dynamic purchasing system:
No dynamic purchase system
5.1.16.
Further information, mediation and review
Review organisation: CEM Ambiente S.p.A.
Information about review deadlines: .
Organisation providing additional information about the procurement procedure: CEM Ambiente S.p.A.
Organisation providing more information on the review procedures: CEM Ambiente S.p.A.
Organisation receiving requests to participate: CEM Ambiente S.p.A.
5.1.
Lot: LOT-0006
Title: TUTELA LEGALE
Description: TUTELA LEGALE
5.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66510000 Insurance services
5.1.2.
Place of performance
Country subdivision (NUTS): Monza e della Brianza (ITC4D)
Country: Italy
5.1.3.
Estimated duration
Start date: 01/01/2027
Duration end date: 31/12/2029
5.1.4.
Renewal
Maximum renewals: 1
Other information about renewals: RINNOVO TRIENNALE
5.1.5.
Value
Estimated value excluding VAT: 130 000,00 EUR
5.1.6.
General information
Reserved participation:
Participation is not reserved.
Procurement Project not financed with EU Funds.
The procurement is covered by the Government Procurement Agreement (GPA): no
5.1.9.
Selection criteria
Sources of selection criteria: European Single Procurement Document (ESPD)
5.1.10.
Award criteria
Criterion:
Type: Quality
Description: OFFERTA TECNICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 70
Criterion:
Type: Price
Description: OFFERTA ECONOMICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 30
5.1.11.
Procurement documents
5.1.12.
Terms of procurement
Terms of submission:
Electronic submission: Allowed
Languages in which tenders or requests to participate may be submitted: Italian
Electronic catalogue: Allowed
Variants: Allowed
Deadline for receipt of tenders: 16/11/2026 12:00:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Duration during which the tender must remain valid: 180 Days
Information about public opening:
Opening date: 16/11/2026 14:30:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Terms of contract:
The execution of the contract must be performed within the framework of sheltered employment programmes: No
Electronic invoicing: Required
Electronic ordering will be used: no
Electronic payment will be used: yes
Financial arrangement: Vedi documentazione di gara
5.1.15.
Techniques
Framework agreement:
No framework agreement
Information about the dynamic purchasing system:
No dynamic purchase system
5.1.16.
Further information, mediation and review
Review organisation: CEM Ambiente S.p.A.
Information about review deadlines: .
Organisation providing additional information about the procurement procedure: CEM Ambiente S.p.A.
Organisation providing more information on the review procedures: CEM Ambiente S.p.A.
Organisation receiving requests to participate: CEM Ambiente S.p.A.
5.1.
Lot: LOT-0007
Title: RESPONSABILITA CIVILE VERSO TERZI PER DANNI PATRIMONIALI
Description: RESPONSABILITA CIVILE VERSO TERZI PER DANNI PATRIMONIALI
5.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66510000 Insurance services
5.1.2.
Place of performance
Country subdivision (NUTS): Monza e della Brianza (ITC4D)
Country: Italy
5.1.3.
Estimated duration
Start date: 01/01/2027
Duration end date: 31/12/2029
5.1.4.
Renewal
Maximum renewals: 1
Other information about renewals: RINNOVO TRIENNALE
5.1.5.
Value
Estimated value excluding VAT: 97 500,00 EUR
5.1.6.
General information
Reserved participation:
Participation is not reserved.
Procurement Project not financed with EU Funds.
The procurement is covered by the Government Procurement Agreement (GPA): no
5.1.9.
Selection criteria
Sources of selection criteria: European Single Procurement Document (ESPD)
5.1.10.
Award criteria
Criterion:
Type: Quality
Description: OFFERTA TECNICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 70
Criterion:
Type: Price
Description: OFFERTA ECONOMICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 30
5.1.11.
Procurement documents
5.1.12.
Terms of procurement
Terms of submission:
Electronic submission: Allowed
Languages in which tenders or requests to participate may be submitted: Italian
Electronic catalogue: Allowed
Variants: Allowed
Deadline for receipt of tenders: 16/11/2026 12:00:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Duration during which the tender must remain valid: 180 Days
Information about public opening:
Opening date: 16/11/2026 14:30:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Terms of contract:
The execution of the contract must be performed within the framework of sheltered employment programmes: No
Electronic invoicing: Required
Electronic ordering will be used: no
Electronic payment will be used: yes
Financial arrangement: Vedi documentazione di gara
5.1.15.
Techniques
Framework agreement:
No framework agreement
Information about the dynamic purchasing system:
No dynamic purchase system
5.1.16.
Further information, mediation and review
Review organisation: CEM Ambiente S.p.A.
Information about review deadlines: .
Organisation providing additional information about the procurement procedure: CEM Ambiente S.p.A.
Organisation providing more information on the review procedures: CEM Ambiente S.p.A.
Organisation receiving requests to participate: CEM Ambiente S.p.A.
5.1.
Lot: LOT-0008
Title: RESPONSABILITA CIVILE DANNI AMBIENTALI
Description: RESPONSABILITA CIVILE DANNI AMBIENTALI
5.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66510000 Insurance services
5.1.2.
Place of performance
Country subdivision (NUTS): Monza e della Brianza (ITC4D)
Country: Italy
5.1.3.
Estimated duration
Start date: 01/01/2027
Duration end date: 31/12/2029
5.1.4.
Renewal
Maximum renewals: 1
Other information about renewals: RINNOVO TRIENNALE
5.1.5.
Value
Estimated value excluding VAT: 195 000,00 EUR
5.1.6.
General information
Reserved participation:
Participation is not reserved.
Procurement Project not financed with EU Funds.
The procurement is covered by the Government Procurement Agreement (GPA): no
5.1.9.
Selection criteria
Sources of selection criteria: European Single Procurement Document (ESPD)
5.1.10.
Award criteria
Criterion:
Type: Quality
Description: OFFERTA TECNICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 70
Criterion:
Type: Price
Description: OFFERTA ECONOMICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 30
5.1.11.
Procurement documents
5.1.12.
Terms of procurement
Terms of submission:
Electronic submission: Allowed
Languages in which tenders or requests to participate may be submitted: Italian
Electronic catalogue: Allowed
Variants: Allowed
Deadline for receipt of tenders: 16/11/2026 12:00:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Duration during which the tender must remain valid: 180 Days
Information about public opening:
Opening date: 16/11/2026 14:30:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Terms of contract:
The execution of the contract must be performed within the framework of sheltered employment programmes: No
Electronic invoicing: Required
Electronic ordering will be used: no
Electronic payment will be used: yes
Financial arrangement: Vedi documentazione di gara
5.1.15.
Techniques
Framework agreement:
No framework agreement
Information about the dynamic purchasing system:
No dynamic purchase system
5.1.16.
Further information, mediation and review
Review organisation: CEM Ambiente S.p.A.
Information about review deadlines: .
Organisation providing additional information about the procurement procedure: CEM Ambiente S.p.A.
Organisation providing more information on the review procedures: CEM Ambiente S.p.A.
Organisation receiving requests to participate: CEM Ambiente S.p.A.
5.1.
Lot: LOT-0009
Title: CYBER RISK
Description: CYBER RISK
5.1.1.
Purpose
Main nature of the contract: Services
Main classification (cpv): 66510000 Insurance services
5.1.2.
Place of performance
Country subdivision (NUTS): Monza e della Brianza (ITC4D)
Country: Italy
5.1.3.
Estimated duration
Start date: 01/01/2027
Duration end date: 31/12/2029
5.1.4.
Renewal
Maximum renewals: 1
Other information about renewals: RINNOVO TRIENNALE
5.1.5.
Value
Estimated value excluding VAT: 260 000,00 EUR
5.1.6.
General information
Reserved participation:
Participation is not reserved.
Procurement Project not financed with EU Funds.
The procurement is covered by the Government Procurement Agreement (GPA): no
5.1.9.
Selection criteria
Sources of selection criteria: European Single Procurement Document (ESPD)
5.1.10.
Award criteria
Criterion:
Type: Quality
Description: OFFERTA TECNICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 70
Criterion:
Type: Price
Description: OFFERTA ECONOMICA
Category of award weight criterion: Weight (percentage, exact)
Award criterion number: 30
5.1.11.
Procurement documents
5.1.12.
Terms of procurement
Terms of submission:
Electronic submission: Allowed
Languages in which tenders or requests to participate may be submitted: Italian
Electronic catalogue: Allowed
Variants: Allowed
Deadline for receipt of tenders: 16/11/2026 12:00:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Duration during which the tender must remain valid: 180 Days
Information about public opening:
Opening date: 16/11/2026 14:30:00 (UTC+02:00) Eastern European Time, Central European Summer Time
Terms of contract:
The execution of the contract must be performed within the framework of sheltered employment programmes: No
Electronic invoicing: Required
Electronic ordering will be used: no
Electronic payment will be used: yes
Financial arrangement: Vedi documentazione di gara
5.1.15.
Techniques
Framework agreement:
No framework agreement
Information about the dynamic purchasing system:
No dynamic purchase system
5.1.16.
Further information, mediation and review
Review organisation: CEM Ambiente S.p.A.
Information about review deadlines: .
Organisation providing additional information about the procurement procedure: CEM Ambiente S.p.A.
Organisation providing more information on the review procedures: CEM Ambiente S.p.A.
Organisation receiving requests to participate: CEM Ambiente S.p.A.
8. Organisations
8.1.
ORG-0001
Official name: CEM Ambiente S.p.A.
Registration number: 03965170156
Postal address: Località Cascina Sofia 1 - Cavenago di Brianza (MB)
Town: CAVENAGO DI BRIANZA (MB)
Postcode: 20873
Country subdivision (NUTS): Monza e della Brianza (ITC4D)
Country: Italy
Telephone: 029524191
Roles of this organisation:
Buyer
Organisation providing additional information about the procurement procedure
Organisation receiving requests to participate
Review organisation
Organisation providing more information on the review procedures
Notice identifier/version: 49ccea60-4a6f-4e35-8b16-5d924a9d5a1b - 01
Form type: Competition
Notice type: Contract or concession notice – standard regime
Notice subtype: 16
Notice dispatch date: 09/10/2026 15:07:22 (UTC+02:00) Eastern European Time, Central European Summer Time
Languages in which this notice is officially available: Italian
Notice publication number: 705705-2026
OJ S issue number: 198/2026
Publication date: 13/10/2026