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    <cbc:Name languageID="ENG">Study on the application and impact of Regulation (EU) 2021/1230 on cross-border payments in the Union (CBPR2)</cbc:Name>
    <cbc:Description languageID="ENG">The aim of the Single Euro Payments Area (SEPA) is to ensure that making electronic payments is as easy as paying in cash across the euro area and that no additional fees are charged when making electronic payments in euro in another Member State. Cross-border payments are crucial for the integration of retail financial services and the EU economy. They play an important role in bringing people and businesses across Member States together. Restrictions and excessive costs for cross-border payments prevent the completion of the Single Market. 
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    <cbc:Note languageID="ENG">In case of unavailability or disruptions in the functioning of the electronic means of communication provided in Section 5.1.11 in the last 5 calendar days before the time limit for receipt indicated in Section 5.1.12, the contracting authority reserves the right to extend this time limit and publish the extension at the Internet address provided in Section 5.1.11, without a preceding publication of a corrigendum to this notice. Economic operators interested in this procurement are invited to subscribe to the call for tenders at the address in Section 5.1.11 in order to get notified when new information or documents are published.
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